Personal Installment Loans differ greatly from title loans, pawn shop loans, payday loans and even credit cards. The structure and terms of personal installment loans are tailored to the customer’s needs. See the difference:
Personal Installment Loan | Payday Loan | Pawn Shop Loan | Title Loan | Credit Cards | |
---|---|---|---|---|---|
Reviews Credit History and Ability to Repay the Loan | Yes | No | No | No | Yes |
Affordable Fixed Rate Monthly Payments | Yes | No | No | No | No |
Reports to Credit Bureaus | Yes | No | No | No | Yes |
Average Loan Terms | 6-46 months1 | 2-3 Weeks2 | 2-4 Months | 30 Days3 | Revolving |
World Finance provides Personal Installment Loans. Our Personal Installment Loans do not have large balloon payments and are not payday loans. At World, we work with customers to build payback schedules that have equal, affordable payments over the term of the loan.
World Finance offers personal installment loans that have a fixed rate, fully amortized closed-end extensions of direct consumer credit, payable in monthly payments. A personal installment loan from World Finance isn’t just easier. It’s the smart thing for you to do.
We accept payments Online, over the phone or cash, check, money order, cashier’s check and debit card payments at your local branch. We cannot accept credit card payments. Contact your nearest branch for additional details.
You can find information about our affordable rates and convenient loan payment plan throughout our website. You may also wish to visit our FAQ page to find answers to some of the most commonly asked questions our team members receive.